Checking Accounts

Commercial Bank of Grayson offers a variety of deposit accounts and services with you in mind. Our staff would be happy to assist you in finding the right account that best fits your needs. Contact a New Accounts Representative at 606.474.7811 for more information.


Regular Checking

  • Minimum deposit to open - $100
  • Direct Deposit
  • VISA Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • Online Statements available
  • Unlimited check writing
  • 24 Hour Tele Banker access
  • Service charge fee - $5.00 if balance drops below $500 during the month. However, if your average daily balance is greater than $1,000, no service fee will be imposed for that statement cycle.

Student Checking

  • Minimum deposit to open - $100
  • No monthly fee
  • Direct Deposit
  • VISA Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • Online Statements available
  • Unlimited check writing
  • 24 Hour Tele Banker access

GenGold Club Checking

  • Minimum deposit to open - $100
  • $6.00 monthly fee
  • Travel Services
  • Identity Theft and Restoration Services available
  • Cash Back Rewards available
  • 1 FREE box of checks per year
  • 2 FREE money orders per month
  • Direct Deposit
  • VISA Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • Online Statements available
  • Unlimited check writing
  • 24 Hour Tele Banker access

Prestige Checking

  • Minimum deposit to open - $100
  • 55 years or older
  • No monthly fee
  • 1 FREE box of checks per year
  • Direct Deposit
  • VISA Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • Online Statements available
  • Unlimited check writing
  • 24 Hour Tele Banker access

NOW Account

  • Minimum deposit to open - $500
  • Interest bearing
  • Direct Deposit
  • VISA Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • Online Statements available
  • 24 Hour Tele Banker access
  • Service charge fee - $5.00 if balance drops below $500 during the month.

Money Market

  • Minimum deposit to open - $2,500
  • Interest bearing
  • 6 transfers per month
  • 3 checks or debit card transactions per month
  • Service charge fee- $10.00 if balance drops below $2,500 during the month. However, if your average daily balance is greater than $10,000, no service fee will be imposed for that statement cycle.