Convenience Services

Our additional services include:



Wire Transfers


Wire transfers are a universally accepted way of quickly transferring funds, nationally and internationally, between banks. The Commercial Bank of Grayson is a member of the Federal Reserve System and utilizes the "Fed Line" wire transfer system.  Please stop in at one of our offices to complete the paperwork necessary to send or receive a wire transfer. 

Incoming Wire Transfers

Incoming wire transfer service is available for customers. We cannot anticipate exact arrival times of wire transfers nor can we guarantee that wires will be received on the same day they are sent.  There is a $10.00 fee for each incoming wire.

To receive a wire to your account, the sender will need the following information:

Beneficiary: Your name
Beneficiary's Account #: Your Bank account number
Receiving Bank: The Commercial Bank of Grayson, Grayson Kentucky
CBOG Bank address: 208 E. Main Street, Grayson KY 41143

CBOG Bank's ABArouting number: 042103460

Sending Wire Transfers

Additionally as a service we can wire funds for you in any amount to any bank across the nation or around the world. You can have funds transferred most times the same day. The cut-off time for outgoing wires is 3:00 PM ESTfor same-day processing, Monday - Friday (Holidays excepted). Wire requests received after 3:00 PM and on Saturdays will be wired the next business day.

Regarding International Wire Transfers, dependent on the banking system in the country of receipt, it may take from a few days up to a few weeks for your wire to be received.

Only collected available funds can be transferred. A fee will be imposed to send each wire transfer: $15.00 for each outgoing U.S. Wire Transfer; and Bank Costs plus $15.00 for each International Wire Transfer.

You may submit your wire transfer request at any of our offices.

To ensure a successful and timely wire transfer, the following information is required to complete your transfer:

  • The receiving bank's name
  • City and state of the receiving bank
  • The receiving bank's ABAnumber (routing number)
  • A U.S.correspondent bank for all international wires
  • Name of Beneficiary (person or company to whom the wire is being sent)
  • Account Number of Beneficiary (at receiving bank)
  • Special Instructions - Provide details if the Beneficiary will need additional information to properly apply your wire transfer funds.

If you have any questions or need more information regarding a wire transfer, please call us at (606)474-7811 or visit one of our offices.

back to top






Safe Deposits

Boxes are available at the Main Office (208 E. Main Street) & our Olive Hill Office (155 E. Tom T. Hall Blvd.).  A variety of sizes are available from 3 by 5 up to 10 by 10 inches and each is available on annual contract terms.  Boxes are recommended for storage of such valuables as jewelry, insurance policies, stock certificates, automobile titles, birth and death certificates and other important papers and heirlooms. 

Only authorized customers on the contract are allowed access during normal lobby banking hours.

Boxes are subject to availability and are not insured by the FDIC (Federal Deposit Insurance Corporation).  Check with your insurance agent to learn if coverage is available under your homeowner’s or renter’s policy.

Please contact New Accounts Customer Service for more information on size availability and pricing. 

back to top






ATM Information


Automatic Teller Machines are another way that The Commercial Bank of Grayson serves our customers. Open 24-hours a day, 365 days a year, ATMs allow for cash withdrawals, transfers, balance inquiries and deposits. We  conveniently offer 3 ATM locations in both Grayson and Olive Hill.

  • Main Office
    208 E. Main Street
    Grayson, KY    41143
  • Interchange Branch – Drive Up
    109 N. Carol Malone Blvd.
    Grayson, KY   41143
  • Olive Hill Office – Drive Up
    155 E. Tom T. Hall Blvd.
    Olive Hill, KY   41164

back to top