Money Market Account

Contact one of our New Account Representatives to discuss opening this type of account today!


Your specific questions regarding a Money Market Account can be handled by one of our New Account Representatives by contacting them at (606) 474-7811.


Rate Information

This account is an interest bearing account.  Contact the Commercial Bank for current rates

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account at any time. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.


Balance Information

We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. We calculate the daily periodic rates bases on a 365 day year. You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.



You must deposit $2,500 to open this account. You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Three (3) of these transfers may be made by check, draft, debit card, or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.


Account Fees

Money Market Excess Withdrawal Fee: $5.00 will be charged for each debit in excess of six during a statement cycle.
A service charge of $10.00 and $.15 charge per check will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the cycle or if the average daily balance for the statement cycle falls below $10,000


Financial Tools

Click Here to see additional Financial Tools & Calculators available.  Here you will find some easy-to-use online calculators to help you solve some common financial problems.