Certificates of Deposit


“A viable option for long term savings”

A Certificate of Deposit (CD) is a great option for long-term savings in mind. 

Similar to a savings account, in that they are virtually risk-free and protected by the FDIC just as your other deposits with us are.  They are different however from a general savings account in the fact that a CD has a specific term set by you from our available options.  These term options have varying fixed interest rates assigned to them and will remain the rate of interest you acquire dependent on the term you select, should you maintain that CD for the duration of the term.  Failure to hold the CD until maturity could result in a penalty, all dependent on the specifics of the CD and the date of redemption.  It is intended that a CD will be held to maturity, at which time the owner may redeem their funds deposited and the accrued interest.  Sometimes customers may have the option of receiving the accrued interest in fixed periods thru the duration of the CD’s term.

Your specific questions regarding a Certificate of Deposit can be handled by one of our New Account Representatives by contacting them at (606) 474-7811.

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Financial Tools

Here are some easy-to-use online calculators to help you solve some common financial problems.  Click Here to see additional Financial Tools & Calculators available.


Savings Calculators