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NOTICE OF CHANGES IN TEMPORARY 

FDIC INSURANCE

COVERAGE FOR TRANSACTION ACCOUNTS

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All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transactions accounts, visit www.fdic.gov.

The FDIC Insurance Coverage limit has been permanently increased to $250,000 per depositor per institution.  To learn more about FDIC Insurance or about how to maximize coverage, you may refer to www.FDIC.gov/EDIE. 

NATIONWIDE MORTGAGE LICENSING SYSTEM & REGISTRY ID NUMBERS:

417266  JESSICA BUCK
417267  BRENDA BURCHETT
417268  SHERRY EASTERLING
417269  LUCINDA HANCOCK
417270  CYNTHIA HILL
417271  ROBIN KNIPP
417272  TERESA MENIX
417273  LORETTA SUE MESSER
417274  CYNTHIA SPARKS
417275  JACK W. STROTHER, JR.
417276  MARK STROTHER

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